“American families deserve to be treated
honestly and fairly by their credit card companies.” Senate Floor Statement of Senator
Carl Levin.
May 15, 2007
Let's face it, getting credit is easy, it's the keeping up with it that can prove tough. Your creditors are not making it easy for you to catch up when they increase your interest rate to 29% and impose ridiculously high late fees and over-limit fees. If you don’t act now, it could take you forever to pay off those credit cards.
In today’s economy it often seems necessary to incur unmanageable debts just to make ends meet. The more debt you incur the worse things get. As a result, millions of honest, hard working Americans experience serious financial and emotional burdens. If you want to rise above all of this and take control of your finances, you'll need a different perspective and the motivation to act accordingly.
The first step to eliminating credit card debt is to develop a good understanding of how much money is coming into your household every month, and how you spend it. Developing a family budget is the backbone of all debt elimination programs. Gather together the (yours and your spouse’s) last sixty (60) days of pays stubs, and then average out your net (take home) pay. Next, write down all of your normal living expenses without including anything you are paying towards your debt.
Take a good look at the bottom line.
If the answer is yes to any of these questions, you need our help. Contact us right now so we can help you take the first step to becoming debt free. We will provide you with a practical, individualized plan to help you reduce stress and eliminate your debt.
"Working with Stop Creditor Calls really took the pressure off. We made the call and were advised on the best way to silence our creditors and pay down our debt."
